Enhanced Obamacare subsidies currently provide an average of $14,680 per year to 60-year-old couples with incomes of $125,000. Obamacare subsidies take the form of refundable tax credits, which are a type of welfare. Under the expanded subsidies, people with incomes of up to about $300,000 can receive these handouts. There are also no asset limits on Obamacare subsidies, which means that people with millions of dollars in stocks, bonds, and real estate can also receive this welfare. Thus, financial planners counsel such individuals on how to maximize Obamacare subsidies by avoiding IRA conversions and not selling assets.