In Chicago during 2024, the city had a population of 2,638,698 people, and 461 murders were committed, a murder rate of 17.5 per 100,000 people. The average U.S. life expectancy is 78.4 years. Combining these data with formulas developed by a licensed actuary that were double-checked by a PhD mathematician and triple-checked by a PhD biostatician, one in every 75 people in Chicago will ultimately have their lives cut short by murder if the murder rate remains at the same level as in 2024. Per the U.S. Bureau of Justice Statistics, “Annual victimization rates alone do not convey the full impact of crime as it affects people. No one would express his or her concern by saying, ‘I am terribly afraid of being mugged between January and December of this year.’ People are worried about the possibility that at some time in their lives they will be robbed or raped or assaulted, or their homes will be burglarized.”