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Between 1960 and 2014, did the portion of U.S. healthcare expenses paid by private health insurance plans increase or decrease?

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Between 1960 and 2014, the portion of U.S. healthcare expenses paid by private health insurance increased from 21% to 33%. During the same period, the portion paid by government increased from 24% to 49%. Over the past half century, federal laws have increasingly incentivized and subsidized third-party payments for healthcare rather than direct commerce between patients and caregivers. This is a major driver of increasing healthcare costs.



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