When health insurance copayments are higher, people tend to spend less on healthcare. Does this reduced spending typically have a negative impact on their health?
Multiple studies have shown that when copayments are higher, people generally spend less money on their healthcare without negatively impacting their health. This is because when people directly pay for more of their healthcare bills, they are more likely to be responsible consumers and use only those services that actually benefit their health.
DocumentationHealth Insurance Copays & Health